Service Charges


1. Draft / Pay Order Charge (w.e.f 15/04/2015)

Draft Type Charges(Rs.)
(i) Upto Rs. 1000.00 Rs. 25.00
(ii) Rs.1000.00 to 10,000.00 Rs. 40.00
(iii) Above Rs.10,000.00 Rs. 3.25/thousand( minimum Rs.45.00 & Maximum Rs. 25000.00 )
(iv) For Duplicate Draft   50% of Service Charges ( Minimum Rs. 50.00)
(v)  For Draft revalidation  50% of Service Charges ( Minimum Rs. 50.00)
(vi) For Draft Cancellation   50% of Draft Value ( Maximum Rs.100.00)


2. Cheque Collection Charges(w.e.f 15/04/2015):

Description of Service Rate (Rs.)
(i) Upto Rs 1000.00 Rs 25.00 + Other actual expenditure
(ii) From Rs 1000.00 to Rs 20,000.00 Rs 5.00 per thousand or part thereof and minimum Rs 25.00 + Other actual expenditure
(iii) Over Rs 20,000.00 Rs 5.00 per thousand or part thereof and minimum Rs 100.00 and maximum Rs 10,000.00 + Other actual expenditure


3. Bill Collection Charges(w.e.f 15/04/2015):

Description of Service Rate (Rs.)
(i) Upto Rs 5000.00 Rs 75.00 + Other actual expenditure
(ii) From Rs 5000.00 to Rs 10,000.00 Rs 100.00 + Other actual expenditure
(iii) Over Rs 10,000.00 Rs 12.00 per thousand or part thereof and minimum Rs 112.00 and maximum Rs 25000.00 + Other actual expenditure


4. Bankers Cheque / Local Draft Charges(w.e.f 15/04/2015):

Description of Service Rate (Rs.)
(i) Upto Rs 1000.00 Rs 30.00
(ii) From Rs 1000.00 to Rs 10,000.00 Rs 50.00
(iii) Over Rs 10,000.00 Rs 2.00 per thousand or part thereof and minimum Rs 50.00 and maximum Rs 25000.00


5. Ledger folio charges(w.e.f 15/04/2015) : 

Description of Service Rate (Rs.)
(i)  Current Account / Over Draft Account / Cash Credit Accounts Rs 15.00 per page
(ii) Duplicate Copy / Passbook Issuing Charges  Rs 50.00 per passbook, Rs 30.00 per ledger or for the section
(iii) MICR Cheque Charges Rs 3.00 per page however, free supply of a 20 pages chequebook per savings accounts half yearly
(iv) Non MICR Cheque Charges Rs 3.00 per page however, free supply of a 20 pages chequebook per savings accounts half yearly
(v) The unpaid checks return charges
a. Local Cheque Rs 75.00
b. Outstation Cheques 50% of recovery charges but a minimum of Rs 150.00 +other actual expenses 
(vi) Processing charges for Inactive accounts
a. Saving Account   No charges
b. Current Account   No charges
(vii) At the request of the customer, charges for issuing balance certificates
a. Charges for issue of Interest Certificate  Rs 50.00 per certificate
b. Charges for issue of no dues Certificate  Rs 50.00 per certificate, Government-sponsored plans, will be charged at Rs 15.00
(vii) Closing of A/c on Maturity (One year)
a. Normal Saving Bank Account Rs 50.00
b. Saving / Current bank A/c with Chequebook Rs 100.00
c. Recuuring Deposit A/c Rs 50.00
d. A/c closed due to death of A/c holder No charges
(viii) a. Charges for adding / removing names in A/c Rs 50.00 per context
b. Charges for enrollment changes in the A/c Rs 50.00 per context
(ix) Charges for requesting payment stop Rs 50.00 per cheque
(x) Charges for not maintaining the minimum balance
a. Current Account Rs 125.00 / Half year
b. Saving Account ( without chequebook ) Rs 50.00 / Half year (No charges for Pensionars/ Senior Citizen/ Salary Accounts/ Disabled pension/ Scholarship/ Old Age Pension/ NREGA/ MREGA/ A/c open under Govt schemes)
c. Saving Account ( with chequebook ) Rs 60.00 / Half year (No charges for Pensionars / Senior Citizen / Salary Accounts / Disabled pension / Scholarship / Old Age Pension / NREGA / MREGA / A/c open under Govt schemes)
(xi) Initial and minimum deposit
a. Current Account 1. For Individual A/c holders Rs 2500.00

2. for Institutes RS 5000.00
b. Saving Account ( without chequebook ) Rs 500.00
c. Saving Account ( with chequebook ) Rs 1000.00
d. Saving Account ( Pensionars / Senior Citizen / Salary Accounts / Disabled pension / Scholarship / Old Age Pension / NREGA / MREGA / A/c open under Govt schemes ) only Initial Fees Rs 100.00

6. Demanding old record Charges(w.e.f 15/04/2015):

Description of Service Rate (Rs.)
(i) Upto one year  No Charges
(ii) One year  Upto three year  Rs 100.00
(iii) Three year  Upto five year  Rs 200.00
(iv) Over Five Year  Rs. 500.00